PERSONAL FINANCE: NEWS & ADVICE
News, advice and tips on mortgages, home equity loans, CDs, car loans, credit cards and MMAs, interest rates, and more.
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The way the brain works makes it prone to money mistakes. Here's how to avoid these cerebral snares.
| NATIONAL OVERNIGHT AVERAGES | TODAY | +/- | LAST WEEK |
| 30 yr fixed mtg |
|
5.93% |
|
5.98% |
| 15 yr fixed mtg |
|
5.63% |
|
5.65% |
| 5/1 ARM |
|
5.95% |
|
5.98% |
| 30 yr fixed jumbo mtg |
|
7.17% |
|
7.20% |
| 5/1 jumbo ARM |
|
6.22% |
|
6.38% |
Rates may include points
| NATIONAL OVERNIGHT AVERAGES | TODAY | +/- | LAST WEEK |
| $30K HELOC |
|
5.47% |
|
5.38% |
| $50K HELOC |
|
5.14% |
|
5.14% |
| $30K Home Equity Loan |
|
7.95% |
|
7.88% |
| $50K Home Equity Loan |
|
7.72% |
|
7.72% |
| $75K Home Equity Loan |
|
7.72% |
|
7.72% |
Rates may include points
| NATIONAL OVERNIGHT AVERAGES | TODAY | +/- | LAST WEEK |
| 36 month new car loan |
|
6.76% |
|
6.79% |
| 48 month new car loan |
|
6.54% |
|
6.56% |
| 60 month new car loan |
|
6.55% |
|
6.57% |
| 72 month new car loan |
|
6.44% |
|
6.44% |
| 36 month used car loan |
|
7.13% |
|
7.15% |
Rates may include points
| NATIONAL OVERNIGHT AVERAGES | TODAY | +/- | LAST WEEK |
| 6 month CD |
|
3.20% |
|
3.18% |
| 1 yr CD |
|
3.68% |
|
3.67% |
| 5 yr CD |
|
4.15% |
|
4.14% |
| 1 yr IRA CD |
|
3.29% |
|
3.28% |
| 5 yr IRA CD |
|
4.01% |
|
4.01% |
Rates may include points
RETIREMENT AND INVESTMENT SPOTLIGHT
IS YOUR BANK SAFE?
Many
banks are struggling in this tough economy.
Is yours safe?
Is yours safe?
Check your bank's
CALCULATORS
Can a new mortgage help?
Calculate your payment.
Earnings to the penny
The range of all three scores
Amortization & payment
RATE TRENDS THIS WEEK
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interest rates:
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COFI, LIBOR, prime rate
SPECIALS
Special section:
BANKRATE VIDEOS
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Bank mergers and you When
banks don't compete, consumers lose.
|
NEWS
THIS WEEK
Shady tax firms promise to cut tax bills, but most are peddling "offers in compromise" the IRS will never approve.
Despite limited resources, states try to help homeowners facing interest-rate resets to refinance into fixed-rate loans.
Burying your head in the sand won't put a dime back in your portfolio -- but keeping informed and diversified might.
See rates from our national survey of mortgages, home equity products, auto loans, credit cards and CDs.
Wachovia hasn't failed. A banking industry expert says the acquisition is just another step in industry consolidation.
Homeowners who can't sell may want to rent their homes. But being a landlord isn't all it's cracked up to be.
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