PERSONAL FINANCE: NEWS & ADVICE
News, advice and tips on mortgages, home equity loans, CDs, car loans, credit cards and MMAs, interest rates, and more.
| RATE UPDATE | Mortgage rates are tumbling. Is now the time to refi? See rates in your neighborhood. |
TOP PERSONAL FINANCE STORIES
With the Fed's action pushing fixed rates below 6 percent, refinancing might be the right move for you.
| NATIONAL OVERNIGHT AVERAGES | TODAY | +/- | LAST WEEK |
| 30 yr fixed mtg |
|
5.76% |
|
5.99% |
| 15 yr fixed mtg |
|
5.50% |
|
5.67% |
| 5/1 ARM |
|
5.95% |
|
5.89% |
| 30 yr fixed jumbo mtg |
|
7.27% |
|
7.36% |
| 5/1 jumbo ARM |
|
6.18% |
|
6.15% |
Rates may include points
| NATIONAL OVERNIGHT AVERAGES | TODAY | +/- | LAST WEEK |
| $30K HELOC |
|
5.13% |
|
5.07% |
| $50K HELOC |
|
5.03% |
|
4.96% |
| $30K Home Equity Loan |
|
8.38% |
|
8.36% |
| $50K Home Equity Loan |
|
8.43% |
|
8.36% |
| $75K Home Equity Loan |
|
8.41% |
|
8.33% |
Rates may include points
| NATIONAL OVERNIGHT AVERAGES | TODAY | +/- | LAST WEEK |
| 36 month new car loan |
|
6.79% |
|
6.80% |
| 48 month new car loan |
|
6.83% |
|
6.84% |
| 60 month new car loan |
|
6.59% |
|
6.60% |
| 72 month new car loan |
|
6.44% |
|
6.44% |
| 36 month used car loan |
|
7.14% |
|
7.15% |
Rates may include points
| NATIONAL OVERNIGHT AVERAGES | TODAY | +/- | LAST WEEK |
| 6 month CD |
|
2.83% |
|
2.90% |
| 1 yr CD |
|
3.35% |
|
3.42% |
| 5 yr CD |
|
3.77% |
|
3.85% |
| 1 yr IRA CD |
|
3.04% |
|
3.07% |
| 5 yr IRA CD |
|
3.67% |
|
3.73% |
Rates may include points
RETIREMENT AND INVESTMENT SPOTLIGHT
IS YOUR BANK SAFE?
Many
banks are struggling in this tough economy.
Is yours safe?
Is yours safe?
Check your bank's
CALCULATORS
Can a new mortgage help?
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Earnings to the penny
The range of all three scores
Amortization & payment
RATE TRENDS THIS WEEK
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interest rates:
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rate trendsFederal Reserve coverage
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rate commentary:
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Rate Trend Index
COFI, LIBOR, prime rate
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NEWS
THIS WEEK
Despite the industry's shaky bottom line, many banks still refuse to budge on price when selling real estate.
Don't let the bad-economy Grinch ruin the holidays. Here are gift ideas to spread cheer and avoid a debt blizzard.
Mortgage rates take a tumble as the Federal Reserve promises to buy half a trillion dollars' worth of mortgage debt.
Trading in a large vehicle to save on gas is often a losing proposition, financially. Here's why it doesn't add up.
See rates from our national survey of mortgages, home equity products, auto loans, credit cards and CDs.
As nest eggs dwindle, many people in retirement seek to supplement their incomes with part-time jobs.
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* Mortgage rate may include points. See rate tables
for details. Click
here.
* To see the definition of overnight averages click
here.
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