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RATE UPDATE Mortgage rates are tumbling. Is now the time to refi? See rates in your neighborhood.

Falling mortgage rates offer refi opportunities
MORTGAGE
Falling mortgage rates
offer refi opportunities
With the Fed's action pushing fixed rates below 6 percent, refinancing might be the right move for you.
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  • To compare local rates enter ZIP code:
    NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
    30 yr fixed mtg 5.76% 5.99%
    15 yr fixed mtg 5.50% 5.67%
    5/1 ARM 5.95% 5.89%
    30 yr fixed jumbo mtg 7.27% 7.36%
    5/1 jumbo ARM 6.18% 6.15%
    Rates may include points
    To compare local rates enter ZIP code:
    NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
    $30K HELOC 5.13% 5.07%
    $50K HELOC 5.03% 4.96%
    $30K Home Equity Loan 8.38% 8.36%
    $50K Home Equity Loan 8.43% 8.36%
    $75K Home Equity Loan 8.41% 8.33%
    Rates may include points
    To compare local rates enter ZIP code:
    NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
    36 month new car loan 6.79% 6.80%
    48 month new car loan 6.83% 6.84%
    60 month new car loan 6.59% 6.60%
    72 month new car loan 6.44% 6.44%
    36 month used car loan 7.14% 7.15%
    Rates may include points
    Select a product to compare rates:
    NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
    6 month CD 2.83% 2.90%
    1 yr CD 3.35% 3.42%
    5 yr CD 3.77% 3.85%
    1 yr IRA CD 3.04% 3.07%
    5 yr IRA CD 3.67% 3.73%
    Rates may include points

    COMPARE RATES
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    CALCULATORS
    Can a new mortgage help? Calculate your payment. Earnings to the penny The range of all three scores Amortization & payment
    SPOTLIGHT

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    Refinance interest savings
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    NEWS THIS WEEK
    Despite the industry's shaky bottom line, many banks still refuse to budge on price when selling real estate. Don't let the bad-economy Grinch ruin the holidays. Here are gift ideas to spread cheer and avoid a debt blizzard. Mortgage rates take a tumble as the Federal Reserve promises to buy half a trillion dollars' worth of mortgage debt. Trading in a large vehicle to save on gas is often a losing proposition, financially. Here's why it doesn't add up. See rates from our national survey of mortgages, home equity products, auto loans, credit cards and CDs.
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